As a Croissant Premium member, you get a Credit Drop every month — and you choose how to take it. Here's how it works.
When it arrives — and how to claim it
Each month, on your Premium billing date, a new drop appears on your Home screen and in your Wallet under Credit Drops — in the app it's labeled Member Credit Drop. Tap Claim to open the chooser, then pick one of the two options below — you get one, not both. You can't switch once you confirm, so choose the one that fits how you want to shop.
Your two options
$100 to spend with Croissant Pay partners — spend it in a single order at a merchant where you can check out with Croissant (see [Partner Brands & Retailers]). Once you claim it, it lands in your Wallet as a Flexible Credit Drop: it can't be redeemed for a gift card, it has a minimum order spend, and it expires on the date shown.
A $50 Revolve or FWRD gift card — redeem it into a gift card, then enter the code at Revolve or FWRD's checkout (it doesn't apply automatically). Like any gift card, a return refunds back to that same card. Why a gift card here? Revolve and FWRD aren't Croissant Pay checkout partners yet, so a gift card is how you use your credit at those two. How to redeem: How to Find and Use Your Credit Drops.
Claiming it, step by step
On your Home screen or Wallet, tap Claim on the Member Credit Drop card.
On the Member credit drop screen, tap the option you want, then tap Confirm — remember, you can only pick one.
Confirm in the pop-up. Then it lands in your Wallet, and how you use it depends on which you picked:
Spend anywhere ($100): the pop-up reads "Claim $100 in flexible credit?" — tap Claim. It appears in your Wallet as a Flexible Credit Drop ($100). Spend it at checkout with Croissant Pay at any partner brand.
FWRD or Revolve ($50): the pop-up reads "Claim $50 in [FWRD / Revolve] credit?" — tap Claim. Once it's in your Wallet, redeem it for a gift card, then enter the code at that retailer's checkout.
Claim it before it's gone
Your Premium Credit Drop is available to claim for a limited time each month, so don't wait. Once you claim, your credit or gift card expires about 30 days later and doesn't roll over — you'll see the exact expiration date in your Wallet.
Claimed your drop? See How to Find and Use Your Credit Drops to redeem it. New to Croissant Premium? See What is Croissant Premium?. New to how Croissant credit works? See Understanding Croissant Credit.

![[Image 1: the Claim entry point — two screens side by side: your Home screen and your Wallet, each showing the "$100 · Member Drop · Claim your credit" card with a Claim button. Alt: "The Croissant Home screen and Wallet, each showing the $100 Member Credit Drop card with a Claim button."]](https://downloads.intercomcdn.com/i/o/wlvftj4r/2618816526/86be77acf9f10bd32cc4bbf2d309/Premium+Credit+Drop.png?expires=1787533200&signature=0ea392937eb9bf9e3ddd4d081ae14ef01d83e23cb6b9bfc383f41df96fcb2ff7&req=diYmHsF%2Fm4RdX%2FMW1HO4zRL27z0bRhWz7WjX4JGjXoL5y5MCv8IbyeLmUuMC%0A7sD%2BX0EIsu88nomwoIM%3D%0A)
![[Image 2: the claim chooser — the "Member credit drop" screen headed "$100 · Choose how you'd like to take this month's member credit · CHOOSE ONE," listing ① Spend anywhere ($100 · use at checkout with Croissant Pay), ② FWRD ($50 · redeem for a gift card), ③ Revolve ($50 · redeem for a gift card), with a Confirm button. Alt: "The Member Credit Drop claim screen with three options to choose one — Spend anywhere for $100 at Croissant Pay checkout, or a $50 FWRD or Revolve gift card — and a Confirm button."]](https://downloads.intercomcdn.com/i/o/wlvftj4r/2618817343/f047657f8ed3fa474540f510be92/Premium+Credit+Drop_2.png?expires=1787533200&signature=48982c5e50078ef7a8dc49d895f021473beac86bf73e79bb29e03e0bcfd287f2&req=diYmHsF%2FmoJbWvMW1HO4zeRQO%2BdfqJEt%2FnRqQFFBlRBhQvbdI798NG4CLtI0%0Aa2P3%2BsUoyMIEq1Fkvgk%3D%0A)
![[Image 3: the $100 "Spend anywhere" path — the chooser with Spend anywhere selected → the "Claim $100 in flexible credit?" pop-up ("spend it at checkout with Croissant Pay at any partner brand") → the Wallet showing the claimed FLEXIBLE $100 Credit Drop in your Available Balance. Alt: "Claiming the $100 Spend anywhere option, then seeing it land in the Wallet as a $100 Flexible Credit Drop."]](https://downloads.intercomcdn.com/i/o/wlvftj4r/2618818508/1882f4d5ba605712ae60a0a5c88a/Premium_Credit_Comb_3.png?expires=1787533200&signature=d31bbfaa10738f1cfad1c65097a10e629de4908c093bb380f8b450be42488d5d&req=diYmHsF%2FlYRfUfMW1HO4zeQb3sS5mobzBD0IayFnGMvS9Asw9V2NUTBc7cu3%0Aw2pEwTyIMgbagF6iJjA%3D%0A)
![[Image 4: the $50 gift-card path — the chooser with Revolve (or FWRD) selected → the "Claim $50 in Revolve credit?" pop-up ("you can redeem it for a gift card once it lands in your wallet"). Alt: "Claiming the $50 Revolve gift-card option, with the confirmation that it can be redeemed for a gift card once it's in the Wallet."]](https://downloads.intercomcdn.com/i/o/wlvftj4r/2618818991/385e4e92dc9d44a88d509b4ffbcb/Premium_Credit_Comb_4.png?expires=1787533200&signature=1b72a8e5bbefa2074526604b7ee0c400a93b393c853c712006b6cf6045ab9280&req=diYmHsF%2FlYhWWPMW1HO4zagFV3kMnrMwwO3%2FdKfm78HcW0twuDzWOp4LCBU%2F%0Aj%2BZ7a8qwfMVEah4GqWI%3D%0A)