As a Croissant Premium member, you earn 15% credit back on your purchases — instead of the standard 10%. Here's how it works.
How your 15% works
It works exactly like the standard credit back, just at a higher rate:
You earn 15% wherever Croissant is active — the same merchants where the standard 10% applies.
It lands as flex credit, so you can spend it like the rest of your balance.
It shows up as pending first, then becomes available to spend — the same window as standard credit back (about 45 days).
For the full mechanics of how credit back works, see How Croissant's 10% credit back works. For the pending timeline, see Why is my credit pending?.
Not a member yet? See What is Croissant Premium?. New to how Croissant credit works? See Understanding Croissant Credit.