Have credit in your Wallet? You use it when you pay with Croissant Pay at a partner retailer's checkout.
Using your credit
At the retailer's checkout, choose Croissant Pay under Payment, then select Pay now. Starting from your cart? Select Continue with Croissant first.
Sign in to Croissant.
On Croissant, your order shows Use your credit switched on, with how much credit you have available.
If there's a balance left, enter your card details on the same screen and select Pay. If your credit and offers cover everything, select Pay $0.00.
For screenshots of each step, see How to Use Croissant at Checkout.
How much credit is used
There's no amount to choose. Any offers you qualify for come off first, then your credit pays for as much of your items as it can:
Your credit is less than your items: all of it is used, and your card pays the rest.
Your credit is more than your items: it pays for your items, and for the tax too if there's enough left to cover all of it. Then nothing goes on your card. The rest stays in your Wallet.
Tax goes on your card, unless your credit and offers cover your items and all of the tax. Tax is never split between your credit and your card. You earn 10% back only on what your card pays for your items, not on the part your credit pays.
Want to save your credit for later? Turn Use your credit off. Your card pays for your items, 10% comes back as credit, and your balance stays in your Wallet.
Credit drops are applied for you
A credit drop, including a claimed Flexible Credit Drop, isn't part of Use your credit. If you have one you can use at this retailer and your items meet its minimum, it shows in your order on Croissant and is applied automatically, in full. One drop applies per order, and you can still use your credit for the rest. More on drops: How to Find and Use Your Credit Drops.
Shopping at Revolve or FWRD?
They don't offer Croissant at checkout. Turn your credit into a gift card instead: see How to Convert Credit to a Gift Card.
Can I get my credit as cash?
No — Croissant credit can only be used toward purchases (at checkout or as a gift card). It isn't redeemable for cash.
New to how Croissant credit works? See Understanding Croissant Credit.